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Travel Insurance

We strongly recommend you review your health insurance coverage before traveling overseas. Many policies, including Medicare, will not pay for services or hospitalization outside of the country or for emergency evacuation.


Dear Traveler:

Most trips result in wonderful memories. But, on occasion, unexpected events can leave you with cancelled plans and significant unbudgeted expenses. We believe Travel Insurance is an excellent way to cover the investment you’ve made in your upcoming trip. As a service to our valued clients, we have made arrangements to offer a comprehensive travel insurance plan. Our Travel Protection Plan, developed in conjunction with Travel Guard, offers an affordable, broad package of benefits and services to help you enjoy your trip.


Travel InsuranceThe following applies for coverage for all travel programs, except large coach tours, not operated by Lynott Tours:
Premium, regardless of age:
 Per person Trip Cost up to: Premium
 0-$1000 $53
 1001-1500 $79
$1501-2000 $106
$2001-2500  $132
$2501-3000  $158
$3001-$4000  $212
Each additional $1000  $53

Description of Coverage
Schedule of Maximum Benefits Coverages & Services Per Person
 Part A – Travel Protection Trip Cancellation  Total Trip Cost*
 Trip Interruption  Total Trip Cost*
 Missed Connection  $500
 Trip Delay  .$500 ($100/day)
*Coverage only included if the required cost has been paid.
 Part B – Medical Protection Accident and Sickness Medical Expense $25,000 ($50 deductible applies)
 Emergency Evacuation and Repatriation of Remains  $100,000
 Escort Expense Limit  $5,000
 Part C – Baggage Protection  
 Baggage and Personal Effects  $1,000
 Baggage Delay  $100
  Part D - Travel Accident Protection  
 Accidental Death & Dismemberment $25,000
 Worldwide Emergency Assistance Services  Travel Guard Assist
 Included 24-Hour LiveTravel Assistance  
PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER If insurance is purchased within 7 days of initial Trip payment, the Pre-Existing Medical Condition Exclusion will be waived. This is applicable to all coverages contained in the policy. The Insured must be medically able to travel when you pay your plan cost. In the event a claim is filed, the Injury or illness must be substantiated to our Claims Department.


Cancellations for Business Reasons: An Insured is terminated from employment subject to three years of continuous employment at the place of employment where terminated.


Description of Coverage

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